(Newswire.net — December 24, 2015) Brampton, Ontario — Arvinder Kalsey, of Business Solutions and Credit Counselling Services (BSCC) in Ontario is pleased to announce that in the past year nationwide they have helped a record number of students pay off or dramatically reduce their student loans. According to him, the growth in numbers can be attributed to a strategy shift. Over time, the company has come to understand that young Canadians who go to university have to take a loan in order to pay for their education and many are having a hard time paying it back. According to Arvinder, â€śOur young people are starting their adult lives with more debt than ever. When they get jobs they have to commit a large portion of their salaries to pay off student debt. As a result, many cannot invest in things that they need to get a good start in life such as homes and cars. That is why we created a division that is dedicated purely to helping students pay off student loan debt.â€ť
Student loan debts are a big problem in Canada. In fact, Canada has one of the highest rates of student loan debt. The problem is compounded by the fact that entry level jobs hardly pay enough for young people to service their loan debts and maintain a good standard of living. In fact, many young people are now being forced to declare bankruptcy. BSCC, which has been helping Canadians with debt for more than 15+ years, is now working with more students to help them pay back their loans at a rate that they can afford and even have part of the amount forgiven. They have recruited the top professionals in the industry who are available to assess the financial situation of every student who uses their services and find solutions that work.
Their aim is to design payment schedules that work for each of their clients depending on how much money they are making, how much they need to survive every month and how much they can afford to pay back to the Canada Revenue Agency. The experts come up with an amount that is acceptable to both the students and the CRA. The professionals at BSCC also understand that young people may not know how to save money; they offer advice on what they should be doing in order to have money left over that they can save for the future. They will, for instance, look at daily living expenses and advice on where clients can cut costs.
You donâ€™t have to live a stressful life because you took out a student loan that you are having trouble paying back. In fact, you donâ€™t have to consider bankruptcy as an option when Business Solutions and Credit Counselling Services can help you pay your loan. You can find out more by calling them on 905-789-8984 or visiting their website, https://www.bscc.ca
For Over a Decade, the professionals at Business Solutions and Credit Counselling Services (BSCC), a registered, government-approved counselling firm, have assisted hundreds of thousands of consumers throughout Canada who were once struggling to manage excessive debt and financial obligations. We work with each client individually, designing manageable, realistic programs to absolve your financial burden and stress.
Vancouver, British Columbia, Canada â€“ WEBWIRE â€“ Saturday, December 20, 2014
Avineet Kalsey, of BSCC in Vancouver (Surrey), British Columbia, is warning Canadian consumers against acquiring additional debt in the coming holiday season. The same concerns have been echoed by the Bank of Canada which is worried that although the economy is improving, household debt levels seem to be on the rise. According to statistics, debt figures have grown significantly in the past year. Debt at the end of 2103 debt was $1.409 trillion dollars. By the end of October this year, it was a whopping $1.8 trillion. This is worrying if you take into account the fact that these figures do not include mortgage debt. They are mostly credit card debt, personal loans and different lines of credit.
We asked Mr. Kalsey why an increase in household debt is potentially a bad thing considering that the economy is doing well. â€śCanadians are taking out more credit than ever. This cannot go on unchecked. The fact that the debt levels are growing rather than dropping is an indication that people are spending a lot more money than they have. If they take out even more debt during the holidays they can expect financial instability in the coming year especially when interest rates begin to rise.â€ť
BSCC stands for Business Solutions and Credit Counseling. The company has been in business for more than 10 years and in that time they have helped hundreds of thousands of people manage their debts through debt counseling. Debt counseling involves negotiating with creditors so that individuals can come up with a manageable and realistic way of paying debts in order to avoid bankruptcy. Creditors are presented with a consumer proposal that suggests an amount that is to be paid back every month. If they creditor is agreeable the individual can then start to pay off their debt. BSCC offers other services including debt settlement, bankruptcy and they also help individuals rebuild their credit.
According to Mr. Kalsey, it is in the interest of the BSCC to make sure that people are not getting into more debt than they absolutely have to. â€śWhile it is our job to help individuals who are struggling with debt, we donâ€™t encourage them to acquire more of it. Spending recklessly in the coming weeks is not going to help at all. We encourage responsible spending so that debt repayment is easy.â€ť
Canada â€“ WEBWIRE â€“ Wednesday, May 14, 2014
The top financial counseling company nationwide across Canada – Business Solutions and Credit Counselling Services (BSCC), commemorates 2014 by helping more Canadians avoid bankruptcy and not having to suffer with debt.
The company has been a leading player in the Canadian marketplace from coast to coast, assisting thousands of people with matters of excessive credit card debt and avoiding bankruptcy for many years. During 2013, they were able to assist a record number of clients to regain financial stability and promise more of this in 2014. They have helped thousands of Canadians avoid serious and devastating financial outcomes by saving many from going into bankruptcy, and sparing others from having their homes being taken away – all while ensuring their clients receive minimum or no damage to their credit scores and avoid losing large amounts of their possessions.
BSCC has several offices across Canada and has been growing at a steady pace throughout the last two years, Â and this trend has continued into 2014. With credit counseling offices in Toronto, Calgary, Edmonton, Abbotsford, and Vancouver (Surrey), the company is showing every indication that 2014 will be another repeat success in helping Canadians with debt troubles. With their newest office in Abbotsford British Columbia, more clients throughout the Lower Mainland of BC can access their services if the need arises.
BSCC, the leading financial counseling and credit counseling for bankruptcy firm in Canada, insists that bankruptcy does not have to be an option and in the vast majority of cases they can provide other, much more beneficial solutions.Â This year, in 2014, BSCC is highly engaged with their client base and provides regular advice and updates through its website at https://www.bscc.ca/ and social media avenues such as Facebook, and seeks to ensure that they reach the maximum number of Canadians they can with their message of smarter money management and practical financial advice.Â
BSCC is a different kind of credit counseling company â€“ one that works for the consumer and not for the banks â€“ and the results speak for themselves. They are clearly the ones to watch going forward into the remainder of 2014 and beyond.
For additional information please visit the BSCC website – A Canadian owned and operated financial counseling company that has been helping Canadian clients avoid bankruptcy for many years.
( Press Release Image: http://photos.webwire.com/prmedia/31366/187827/187827-1.jpg )
(PRBuzz.com) April 1, 2013 — The premier financial counselling company nationwide across Canada – Business Solutions and Credit Counselling Services (BSCC), has declared it has been able to assist a record number of consumers avoid fiscal hardship and even bankruptcy so far this year in 2013. The company president, Arvinder Kalsey, who is a regular guest of television and radio talk shows, specializes in educating people across Canada about credit and debt management, and has assisted thousands of people avoid costly bankruptcy through the timely credit counselling services that his company provides.
With their always up-to-date tips and free credit and debt management advice posted on their social media pages such as Facebook, BSCC is highly engaged with their client base and seeks to ensure that they reach the maximum number of Canadians they can with their message of fiscal responsibility and smarter money management. Social media has been one avenue that has allowed the company to spread the word and reach clients that they may not have otherwise. They insist that 2013 does not have to be ‘more of the same’, and that there are better options than going through bankruptcy, which can have devastating effects on families and businesses. More information about debt relief can be found on their website at https://www.bscc.ca/
BSCC has multiple offices across Canada and has been growing at a steady pace throughout 2012 and now 2013. With credit counselling in Toronto, Calgary, Edmonton, and Vancouver (Surrey), the company is showing evefry indication that 2013 will be another repeat success in helping Canadians with debt troubles.
For additional information please visit https://www.bscc.ca/ – A Canadian owned and operated financial counselling company that has been helping Canadian clients avoid bankruptcy for many years.
January 24th, 2013
The leading financial counselling and credit counseling for bankruptcy company in Canada, Business Solutions & Credit Counselling Services (BSCC), is announcing another record level of success for the 2012 year in helping Canadians avoid serious financial consequences of excessive debt and spending . The company has been a dominant player in the Canadian marketplace from coast to coast, assisting thousands of people with matters of excessive credit card debt and avoiding bankruptcy for many years. During 2012, they have been able to assist a record number of clients in regaining financial stability once again.
Now that the December Holidays are over, BSCC advises people to sit down and figure out a budget for all of the bills and purchases done over the Christmas holidays. If Canadians have overextended themselves, BSCC is only a phone call away to help and that call is free to determine options for each specific situation. This past year has been a particularly serious year for consumer debt levels â€“ personal debt levels climbed to record levels in 2012.
According to Statistics Canada, the household debt to income ratio stood at 164.6 percent, which is approximately the same level reached in the United States before their recent financial crisis. This record amount of borrowing leaves Canadians vulnerable if unemployment rises or interest rates head higher, which they will at some future time as indicated by the Bank of Canada. While most Canadians have been able to navigate through the risks so far, the time has come to pay off debts. The Bank of Canada is expected to keep its key interest rate on hold for now, giving Canadians a window to start reducing their debts before costs start to rise. More information about debt relief can be found on their website.
Not only has BSCC been able to provide solid alternatives for clients to consider and avoid serious choices such as bankruptcy, but they also can negotiate with creditors on the clientâ€™s behalf and design a plan to reduce debt to an affordable level â€“ often more than 50%! This allows clients to live life normally once again without the threat of financial disaster â€“ both personal or business, and preserves their good credit rating due to not having to enter bankruptcy or going it alone to deal with creditors.
With multiple locations across Canada nationwide, BSCC is able to serve clients from coast to coast in a timely manner. Their office locations are located in Vancouver (Surrey), Calgary, Edmonton, and Toronto. With their current rate of growth and the amount of people in need of help, we can expect to see more growth during this New Year.
For additional information about alternative options to bankruptcy please visit BSCC â€“ A 100% Canadian owned and operated credit counselling company that has been helping Canadian clients avoid financial ruin for many years.
December 18th, 2012
The rapidly expanding financial counseling and also credit counseling for bankruptcy firm in Canada, Business Solutions & Credit Counselling Services (BSCC), is again alerting Canadians about taking on too many personal financial obligations this holiday period. BSCC focuses on assisting people nationwide across Canada about financial obligation management and recovery, and has helped thousands of individuals prevent pricey bankruptcy with the effective financial counseling solutions that the business offers.
BSCC commonly states they deal on behalf of the client, and not the creditors or banks , and this is why until clients come to them for aid with debt, they may have never even heard of these effective strategies from their very own bank. More details about debt relief and debt settlement can be found on their website.
The well-trained financial counselors explain that it is crucial to prevent making psychological acquisitions at this time of year, as it is easy to get carried away with the lure of low-cost credit and â€śbuy now, make no payments for several months at no interestâ€ť offers. BSCC helps customers in reversing the typically expensive mistakes of overspending specifically throughout the Christmas season and has successfully been able to help them to stay clear of these scenarios in the future by utilizing several effective methods and techniques to bring their clients out of debt.
BSCC has numerous locations across Canada which enables them to assist clients throughout the country. The existing locations are found in Surrey (Vancouver), Calgary, Toronto, and now Edmonton. The company just recently has seen further expansion with the Edmonton office active. With an enhanced focus on increased social media and Internet promotional strategies, it will ensure they reach the maximum amount of clients who need their aid with extreme credit card debt and avoiding bankruptcy.
BSCC is a 100 % Canadian owned financial counseling business that has been helping Canadian customers prevent bankruptcy and become financially free from the high cost of a crushing debt load for over 15 years. Their goal is to see Canadians avoid taking on excessive debt during the current Christmas season that they will then regret in the New Year. The newest Edmonton office can be reached at 780-716-8984.
For added details please check out their website.
Brampton, ON — (SBWIRE) — 10/26/2012 — The highly successful financial counselling and credit counseling for bankruptcy firm in Canada, Business Solutions & Credit Counselling Services (BSCC), has had the owner, Arvinder Kalsey, featured on local talk radio shows educating callers about how to deal with excessive debt and how to avoid bankruptcy.
BSCC has been and continues to be extremely successful at helping many thousands of Canadians avoid the negative experience of bankruptcy and provide options that they may not have been informed about or have considered. During his recent time on local talk radio stations RED-FM and RJ1200, Mr. Kalsey touched on current issues affecting Canadians nationwide. These included stats released recently by RBC showing that consumer personal debt increasing to 26% from 22% just one year ago. This is a dramatic increase illustrating the nature of the economy and the poor fiscal habits of many consumers which lands them into situations that BSCC specializes in helping with. More information about debt relief, debt settlement and credit card settlement can be found on their website.
Arvinder Kalsey also discussed the Canadian housing market and the slowdown in sales from 10-15% nationwide largely due to new mortgage and lending regulations taking effect which has made it more difficult for consumers to enter the housing market â€“ especially those who carry large personal debt. Mr. Kalsey explained that having too much personal debt affects many areas of your life and can easily get out of control in a society where credit is so readily available. He cautioned against a buy now, pay later attitude to oneâ€™s finances.
BSCC has multiple office locations across Canada which allows them to serve clients from coast to coast. Their office locations are located in Vancouver (Surrey), Calgary, Toronto, and now Edmonton. The company has been steadily growing for several years now, and more recently has seen a steady increase in all aspects of their business, with an increased focus on expanded online marketing and promotional activities.
For additional information please visit BSCC – a 100% Canadian owned and operated credit counselling company that has been helping Canadian clients (780) 716-8984and pay off credit card debt for many years. The new Edmonton office can be reached at
Brampton, ON — (SBWIRE) — 09/04/2012 — The top cross-Canada Credit Counselling Company, BSCC (Business Solutions & Credit Counselling Services), has achieved a record level of growth in multiple markets across Canada during 2012. The company provides alternate solutions for people who do not know where to turn for help during troubling financial situations.
BSCC has been steadily gaining popularity in recent years â€“ and especially since late 2011 as a preferred choice for credit counseling matters across Canada by providing realistic options for avoiding bankruptcy and credit counselling services to individuals, families, and businesses. The company has talented and highly trained counsellors in Vancouver, Calgary, and Toronto, and they assist clients across Canada. Their newest satellite location is located in Edmonton, Alberta and serves clients by appointment. BSCC has enjoyed continual growth during 2012 and caters to demographic groups that other credit counselling companies cannot properly address.
For the past few years now, BSCCâ€™s president, Arvinder Kalsey, has been in demand as a guest on TV and radio talk shows where he has provided solid advice and strategies that have saved people from countless cases of financial hardship. Arvinder handles the companyâ€™s operations in the East, while Vice President Avineet Kalsey manages the businessâ€™ affairs in Western Canada. More information and frequently asked questions about avoiding bankruptcy and credit card debt relief can be found on their website.
BSCCâ€™s highly skilled counsellors often help clients with preparing a consumer proposal to their creditors, and help negotiate a new, lower, affordable monthly payment. They have helped thousands of Canadians avoid serious and devastating financial outcomes by saving many from going into bankruptcy, and sparing others from having their homes being taken away – all while ensuring their clients receive minimum damage to their credit scores and avoid losing large amounts of their possessions. BSCC is a different kind of credit counseling company â€“ one that works for the consumer and not for the banks â€“ and the results speak for themselves. They are clearly the ones to watch going forward into the remainder of 2012 and beyond.
BSCC encompasses a passionate, full-service team of financial and legal professionals with more than 15 years of combined experienced in Canadian law and consumer credit rights.
For additional information please visitâ€“ The preferred Canadian owned and operated financial and credit counseling services company.
WEBWIRE â€“ Tuesday, March 20, 2012
The fastest growing financial counselling and credit counseling for bankruptcy company in Canada, Business Solutions & Credit Counselling Services (BSCC), has announced a new expansion into the Edmonton market with a brand new office location.Â
The company has been highly successful at helping thousands of Canadians resolve outstanding debt issues with their creditors and assist clients with options other than bankruptcy in many cases where it was not necessary to go down that avenue.Â BSCC’s experienced counsellors provide multiple options to avoid bankruptcy that are often overlooked or not considered by clients because they have not previously been made aware of them.Â It is precisely this level of expertise and attention to their clients that has helped the company position itself as a major contender in the Canadian credit counseling industry.Â More information about debt relief and debt settlement can be found on their website at https://www.bscc.ca
The new office location in Edmonton will allow BSCC to expand its services to a large western Canadian market that it already serves very well through its Calgary location.Â This new location will offer convenience for people living outside of Calgary where it may be closer to attend the new office location instead.Â With approximately 750,000 people living in Edmonton alone, they will be well served with a local BSCC office for credit and financial counselling concerns.Â
BSCC has multiple office locations across Canada which allows them to serve clients from coast to coast.Â Their office locations are located in Vancouver (Surrey), Calgary, Toronto, and now Edmonton.Â The company has been steadily growing for several years now, and more recently has seen an increase in all aspects of their business, with an increased focus on expanded online marketing and promotional activities.
For additional information please visit https://www.bscc.ca. A 100% Canadian owned and operated credit counseling company that has been helping Canadian clients avoid bankruptcy for many years. The new Edmonton office can be reached at (780) 716-8984.
WEBWIRE â€“ Wednesday, February 01, 2012
The leading financial counselling and credit counselling for bankruptcy company in Canada, Business Solutions & Credit Counselling Services (BSCC), is announcing a record level of success for the 2011 year. Â The company has been a dominant player in the Canadian marketplace from coast to coast, assisting thousands of people with matters of excessive credit card debt and avoiding bankruptcy for many years. Â During 2011, they have been able to assist a record number of clients avoid bankruptcy and assist them with regaining financial stability once again.
The company president, Arvinder Kalsey, has been a regular guest of several local radio stations where he has given solid advice on many financial matters that are relevant to todayâ€™s economic times.Â Mr. Kalsey has assisted clients who call into the radio interview shows the ability to consider other options that they either were not aware of or did not think applied to their situation.Â Itâ€™s precisely in these situations that position Mr. Kalsey and his company, BSCC, as the go-to choice for Canadians facing troubling financial matters.Â More information about debt relief can be found on their website.
Not only has BSCC been able to provide timely options for clients to consider and avoid bankruptcy, but they also can negotiate with creditors and design a plan to reduce debt to an affordable level.Â This allows clients to live life normally once again without the threat of financial ruin, and preserves their credit rating due to not having to enter bankruptcy.
BSCC has multiple office locations across Canada which allows them to serve clients from coast to coast.Â Their office locations are located in Vancouver (Surrey), Calgary, and Toronto.Â There are expansion plans for a 4th office to open early this year, in 2012.Â At the current rate of growth, we can expect to see more successes during this New Year.
WEBWIRE â€“ Monday, December 19, 2011
Recently, the President of Business Solutions & Credit Counselling Services (BSCC. ca), Arvinder Kalsey, was featured as a guest speaker on Omni Punjabi News once again and has been a regular guest on the program discussing financial matters important to Canadians especially at this time of year.Â
Mr. Kalsey has been a key figure in the local community and also across Canada for many years now, assisting Canadians with issues such as credit counselling for bankruptcy and reducing credit card debt.Â The topics discussed were timely and in keeping with the season when many people choose to take on a higher debt load than is prudent, and then face a harsh reality in the early New Year when the bills come in.Â Â Arvinder also covered the recent figures announced by Statistics Canada regarding the debtor servicing percentage having gone up by 5% compared to this time last year.Â Â He said it was also expected that Canadians will be spending over 10% more compared to last year.Â More information about debt relief can be found on their website.
BSCC has very highly trained and qualified counselors to help with financial problems such as unmanageable credit card debt and can greatly assist when a client has found themselves in a troubling situation that appears to have few options other than declaring bankruptcy.Â With their proven program, BSCC can work with a client and their creditors to reduce their monthly payments to something more affordable, while at the same time avoiding the debilitating and often humiliating process of bankruptcy.
For additional information please visit BSCC â€“ A Canadian owned and operated credit counseling company that has been assisting Canadians with avoiding bankruptcy for many years.