The leading financial counselling and credit counseling for bankruptcy company in Canada, Business Solutions & Credit Counselling Services (BSCC), is announcing another record level of success for the 2012 year in helping Canadians avoid serious financial consequences of excessive debt and spending . The company has been a dominant player in the Canadian marketplace from coast to coast, assisting thousands of people with matters of excessive credit card debt and avoiding bankruptcy for many years. During 2012, they have been able to assist a record number of clients in regaining financial stability once again.
Now that the December Holidays are over, BSCC advises people to sit down and figure out a budget for all of the bills and purchases done over the Christmas holidays. If Canadians have overextended themselves, BSCC is only a phone call away to help and that call is free to determine options for each specific situation. This past year has been a particularly serious year for consumer debt levels – personal debt levels climbed to record levels in 2012.
According to Statistics Canada, the household debt to income ratio stood at 164.6 percent, which is approximately the same level reached in the United States before their recent financial crisis. This record amount of borrowing leaves Canadians vulnerable if unemployment rises or interest rates head higher, which they will at some future time as indicated by the Bank of Canada. While most Canadians have been able to navigate through the risks so far, the time has come to pay off debts. The Bank of Canada is expected to keep its key interest rate on hold for now, giving Canadians a window to start reducing their debts before costs start to rise. More information about debt relief can be found on their website.
Not only has BSCC been able to provide solid alternatives for clients to consider and avoid serious choices such as bankruptcy, but they also can negotiate with creditors on the client’s behalf and design a plan to reduce debt to an affordable level – often more than 50%! This allows clients to live life normally once again without the threat of financial disaster – both personal or business, and preserves their good credit rating due to not having to enter bankruptcy or going it alone to deal with creditors.
With multiple locations across Canada nationwide, BSCC is able to serve clients from coast to coast in a timely manner. Their office locations are located in Vancouver (Surrey), Calgary, Edmonton, and Toronto. With their current rate of growth and the amount of people in need of help, we can expect to see more growth during this New Year.
For additional information about alternative options to bankruptcy please visit BSCC – A 100% Canadian owned and operated credit counselling company that has been helping Canadian clients avoid financial ruin for many years.
Industry Leading Credit Counseling Business Warns Against Excessive Holiday Spending
December 18th, 2012
The rapidly expanding financial counseling and also credit counseling for bankruptcy firm in Canada, Business Solutions & Credit Counselling Services (BSCC), is again alerting Canadians about taking on too many personal financial obligations this holiday period. BSCC focuses on assisting people nationwide across Canada about financial obligation management and recovery, and has helped thousands of individuals prevent pricey bankruptcy with the effective financial counseling solutions that the business offers.
BSCC commonly states they deal on behalf of the client, and not the creditors or banks , and this is why until clients come to them for aid with debt, they may have never even heard of these effective strategies from their very own bank. More details about debt relief and debt settlement can be found on their website.
The well-trained financial counselors explain that it is crucial to prevent making psychological acquisitions at this time of year, as it is easy to get carried away with the lure of low-cost credit and “buy now, make no payments for several months at no interest” offers. BSCC helps customers in reversing the typically expensive mistakes of overspending specifically throughout the Christmas season and has successfully been able to help them to stay clear of these scenarios in the future by utilizing several effective methods and techniques to bring their clients out of debt.
BSCC has numerous locations across Canada which enables them to assist clients throughout the country. The existing locations are found in Surrey (Vancouver), Calgary, Toronto, and now Edmonton. The company just recently has seen further expansion with the Edmonton office active. With an enhanced focus on increased social media and Internet promotional strategies, it will ensure they reach the maximum amount of clients who need their aid with extreme credit card debt and avoiding bankruptcy.
BSCC is a 100 % Canadian owned financial counseling business that has been helping Canadian customers prevent bankruptcy and become financially free from the high cost of a crushing debt load for over 15 years. Their goal is to see Canadians avoid taking on excessive debt during the current Christmas season that they will then regret in the New Year. The newest Edmonton office can be reached at 780-716-8984.
For added details please check out their website.
Successful Canadian Credit Counseling Company Owner Featured on Talk Radio Shows
Brampton, ON -- (SBWIRE) -- 10/26/2012 -- The highly successful financial counselling and credit counseling for bankruptcy firm in Canada, Business Solutions & Credit Counselling Services (BSCC), has had the owner, Arvinder Kalsey, featured on local talk radio shows educating callers about how to deal with excessive debt and how to avoid bankruptcy.
BSCC has been and continues to be extremely successful at helping many thousands of Canadians avoid the negative experience of bankruptcy and provide options that they may not have been informed about or have considered. During his recent time on local talk radio stations RED-FM and RJ1200, Mr. Kalsey touched on current issues affecting Canadians nationwide. These included stats released recently by RBC showing that consumer personal debt increasing to 26% from 22% just one year ago. This is a dramatic increase illustrating the nature of the economy and the poor fiscal habits of many consumers which lands them into situations that BSCC specializes in helping with. More information about debt relief, debt settlement and credit card settlement can be found on their website.
Arvinder Kalsey also discussed the Canadian housing market and the slowdown in sales from 10-15% nationwide largely due to new mortgage and lending regulations taking effect which has made it more difficult for consumers to enter the housing market – especially those who carry large personal debt. Mr. Kalsey explained that having too much personal debt affects many areas of your life and can easily get out of control in a society where credit is so readily available. He cautioned against a buy now, pay later attitude to one’s finances.
BSCC has multiple office locations across Canada which allows them to serve clients from coast to coast. Their office locations are located in Vancouver (Surrey), Calgary, Toronto, and now Edmonton. The company has been steadily growing for several years now, and more recently has seen a steady increase in all aspects of their business, with an increased focus on expanded online marketing and promotional activities.
For additional information please visit BSCC - a 100% Canadian owned and operated credit counselling company that has been helping Canadian clients avoid bankruptcy and pay off credit card debt for many years. The new Edmonton office can be reached at (780) 716-8984
Top Canadian Credit Counseling Company Experiences Record Growth
Brampton, ON -- (SBWIRE) -- 09/04/2012 -- The top cross-Canada Credit Counselling Company, BSCC (Business Solutions & Credit Counselling Services), has achieved a record level of growth in multiple markets across Canada during 2012. The company provides alternate solutions for people who do not know where to turn for help during troubling financial situations.
BSCC has been steadily gaining popularity in recent years – and especially since late 2011 as a preferred choice for credit counseling matters across Canada by providing realistic options for avoiding bankruptcy and credit counselling services to individuals, families, and businesses. The company has talented and highly trained counsellors in Vancouver, Calgary, and Toronto, and they assist clients across Canada. Their newest satellite location is located in Edmonton, Alberta and serves clients by appointment. BSCC has enjoyed continual growth during 2012 and caters to demographic groups that other credit counselling companies cannot properly address.
For the past few years now, BSCC’s president, Arvinder Kalsey, has been in demand as a guest on TV and radio talk shows where he has provided solid advice and strategies that have saved people from countless cases of financial hardship. Arvinder handles the company’s operations in the East, while Vice President Avineet Kalsey manages the business’ affairs in Western Canada. More information and frequently asked questions about avoiding bankruptcy and credit card debt relief can be found on their website.
BSCC’s highly skilled counsellors often help clients with preparing a consumer proposal to their creditors, and help negotiate a new, lower, affordable monthly payment. They have helped thousands of Canadians avoid serious and devastating financial outcomes by saving many from going into bankruptcy, and sparing others from having their homes being taken away - all while ensuring their clients receive minimum damage to their credit scores and avoid losing large amounts of their possessions. BSCC is a different kind of credit counseling company – one that works for the consumer and not for the banks – and the results speak for themselves. They are clearly the ones to watch going forward into the remainder of 2012 and beyond.
BSCC encompasses a passionate, full-service team of financial and legal professionals with more than 15 years of combined experienced in Canadian law and consumer credit rights.
For additional information please visit BSCC – The preferred Canadian owned and operated financial and credit counseling services company.
Premier Canadian Credit Counseling Company Announces Record Year for 2011
– Wednesday, February 01, 2012
The leading financial counselling and credit counselling for bankruptcy company in Canada, Business Solutions & Credit Counselling Services (BSCC), is announcing a record level of success for the 2011 year. The company has been a dominant player in the Canadian marketplace from coast to coast, assisting thousands of people with matters of excessive credit card debt and avoiding bankruptcy for many years. During 2011, they have been able to assist a record number of clients avoid bankruptcy and assist them with regaining financial stability once again.
The company president, Arvinder Kalsey, has been a regular guest of several local radio stations where he has given solid advice on many financial matters that are relevant to today’s economic times. Mr. Kalsey has assisted clients who call into the radio interview shows the ability to consider other options that they either were not aware of or did not think applied to their situation. It’s precisely in these situations that position Mr. Kalsey and his company, BSCC, as the go-to choice for Canadians facing troubling financial matters. More information about debt relief can be found on their website.
Not only has BSCC been able to provide timely options for clients to consider and avoid bankruptcy, but they also can negotiate with creditors and design a plan to reduce debt to an affordable level. This allows clients to live life normally once again without the threat of financial ruin, and preserves their credit rating due to not having to enter bankruptcy.
BSCC has multiple office locations across Canada which allows them to serve clients from coast to coast. Their office locations are located in Vancouver (Surrey), Calgary, and Toronto. There are expansion plans for a 4th office to open early this year, in 2012. At the current rate of growth, we can expect to see more successes during this New Year.
– Monday, December 19, 2011
Recently, the President of Business Solutions & Credit Counselling Services (BSCC. ca), Arvinder Kalsey, was featured as a guest speaker on Omni Punjabi News once again and has been a regular guest on the program discussing financial matters important to Canadians especially at this time of year.
Mr. Kalsey has been a key figure in the local community and also across Canada for many years now, assisting Canadians with issues such as credit counselling for bankruptcy and reducing credit card debt. The topics discussed were timely and in keeping with the season when many people choose to take on a higher debt load than is prudent, and then face a harsh reality in the early New Year when the bills come in. Arvinder also covered the recent figures announced by Statistics Canada regarding the debtor servicing percentage having gone up by 5% compared to this time last year. He said it was also expected that Canadians will be spending over 10% more compared to last year. More information about debt relief can be found on their website.
BSCC has very highly trained and qualified counselors to help with financial problems such as unmanageable credit card debt and can greatly assist when a client has found themselves in a troubling situation that appears to have few options other than declaring bankruptcy. With their proven program, BSCC can work with a client and their creditors to reduce their monthly payments to something more affordable, while at the same time avoiding the debilitating and often humiliating process of bankruptcy.
For additional information please visit BSCC – A Canadian owned and operated credit counseling company that has been assisting Canadians with avoiding bankruptcy for many years.